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Every calculator here is an educational estimate. None of them approve you, qualify you or guarantee anything — that work happens with a real underwriter.
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Refinance Break-Even Calculator
Estimate
Estimated new principal & interest$1,857
Monthly difference$393 lower
Estimated break-even17 months
Educational estimate only. A refinance is not automatically a win — comparing principal and interest alone ignores term, escrow, taxes and total interest paid. Not an approval or commitment to lend.
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