The financing menu
Choose your target.
Different mission. Different financing. Pick the objective and we'll show you what fits — no program is listed here unless WMD confirms it is actually available.
Buy a Home
Conventional
Target ConventionalFlexible purchase financing for qualifying borrowers and properties.
Best fit: Is my credit and income profile in solid shape?
FHA
Explore FHAGovernment-insured financing designed to expand options for eligible buyers.
Best fit: Do I need more flexibility to qualify?
VA
Explore VAFinancing options for eligible veterans, service members and qualifying spouses. Not a government endorsement.
Best fit: Do I have VA eligibility to put to work?
New Construction Purchase
Talk Through The BuildFinancing for qualifying new construction purchases in Montgomery County.
Best fit: Am I buying from a builder?
Invest
Investor Purchase
Build My Investor FirepowerFinancing strategies built around qualifying investment property purchases.
Best fit: Am I buying a property to hold or rent?
DSCR
Check My DSCR OptionsA property-focused financing option available for qualifying real estate investment scenarios.
Best fit: Do I want the property income in the equation?
Rental Property Financing
Target My Next PropertyPurchase and refinance options for qualifying rental properties.
Best fit: Am I growing a rental portfolio?
Land / Acreage
Land & Homesite
Target My LandFinancing options for qualifying homesites and residential lots.
Best fit: Have I found the lot before the house?
Acreage
Map My AcreageFinancing options for qualifying acreage tracts and rural property scenarios.
Best fit: Am I buying land measured in acres, not feet?
Refinance
Rate & Term Refinance
Check My Refi PowerRestructure the rate or term on a qualifying existing mortgage.
Best fit: Do the numbers on my current loan still make sense?
Cash-Out Refinance
Run A Cash-Out ScenarioAccess qualifying equity through a new first mortgage.
Best fit: Do I have a specific use for equity?
Specialty
Jumbo
Size Up A JumboFinancing for qualifying loan amounts above conforming limits.
Best fit: Is the loan amount above the conforming line?
Second Look Review
Get A Second LookAn independent review of a Loan Estimate or financing scenario you already have.
Best fit: Do I already have a quote I want compared?
Program availability, eligibility, credit, down payment and loan-to-value requirements are set by the applicable program and are subject to underwriting approval. WMD does not publish minimum credit scores, down payments, maximum LTVs or program limits without current approved data. Nothing on this page is a commitment to lend, and no government endorsement is implied.
