Rate & Term
Restructure the rate or the term on a qualifying existing loan.
Refi Power
Refi Power.
Run the numbers before you make the move.
A refinance isn't automatically a win. WMD helps evaluate the current loan, the potential new structure, estimated costs and the break-even point first. No savings promises.
Scenarios
Three ways to look at it.
Cash-Out
Access qualifying equity through a new first mortgage.
Break-Even
Compare estimated costs against the monthly difference.
No guessing
Test the refi.
Refinance Break-Even Calculator
Estimate
Estimated new principal & interest$1,857
Monthly difference$393 lower
Estimated break-even17 months
Educational estimate only. A refinance is not automatically a win — comparing principal and interest alone ignores term, escrow, taxes and total interest paid. Not an approval or commitment to lend.
Want the real numbers?
Refi request
Put your loan back on target.
Refinance inquiries route to refipower@WMDhomeloans.com.